The State of Scam Calls
Scams are Surging
3 out of 4 seniors have faced scam attempts, and over 1 in 5 lose money. Criminals posing as trusted entities—banks, agencies, or even family members—are stealing billions from older adults every year. According to the FTC, consumers lost more than $12.5 billion to fraud in 2024.
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1-University of Michigan, National Poll on Healthy Aging, November 2023
Current Situation
Despite efforts by governments, carriers, and apps, scam calls are rising. In late 2024, 40% of Americans got multiple scam calls daily.
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2-Qualtircs- 2025 Phone by Google Scam Report 2025
Scams Will Become Even More Challenging
AI-powered scams, including voice cloning and deep-fakes, will grow in scale and reach, making them harder to detect and rendering traditional robocall blockers less effective.
How the App Works
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Phone Calls
OnGuard leverages self-learning AI to detect scam call patterns in real time and alert you instantly. For example, if a caller falsely claims to be from the IRS about a warrant for unpaid taxes, OnGuard analyzes the conversation and, if suspicious, provides audio, vibration, and visual warnings to indicate a potential scam.
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Messages
OnGuard's self-learning AI also combats conversational message scams with real-time detection, even after the initial message exchange. If suspicious patterns are identified in Messages, SMS, RCS or MMS, users receive a prompt warning of a potential scam, along with options to dismiss, report, or block the sender for enhanced security.
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Face-to-Face
OnGuard’s Face-to-Face Mode allows seniors to stay protected beyond phone calls and texts—simply tap a button, and the app listens for potential scams in real time. If a pushy salesperson claims they’re “already working in the neighborhood” and offers a steep discount to pressure an on-the-spot decision, OnGuard analyzes the conversation and alerts the user if the language mirrors common scam patterns. By identifying deceptive tactics on the spot, OnGuard empowers users to make safer financial decisions and avoid falling victim to fraud.
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Trusted Contact Notification
OnGuardAI enhances security by instantly notifying a trusted contact, like a family member or caretaker, with details of a scam detection, enabling them to help the senior take appropriate action.
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Privacy First
OnGuard follows strict guidelines to monitor calls only for scam detection. At the start of each call, it clearly announces that OnGuard is analyzing the conversation. No content is stored or shared—except what's needed to alert trusted contacts in real time. Advanced encryption and secure protocols ensure your privacy while keeping you protected.
Keep Your Parents Safe
Scams can strike anyone, but seniors are especially vulnerable, often targeted because of their wealth and trust. That’s where OnGuard steps in as the ultimate line of defense.
Think of OnGuard as a vigilant, always-alert expert who has mastered every scam in existence and understands the red flags and patterns that scammers rely on. Armed with this knowledge, OnGuard's self-learning AI can even detect new, sophisticated scams as they arise.
More than just a tool—it's a protective companion, standing by your parents or loved ones at all times. OnGuard analyzes voice calls, messages, and even in-person interactions in real time, detecting and warning against potential scams before any damage is done. Beyond that, it immediately alerts you or trusted contacts, ensuring you have the information needed to act quickly and prevent financial loss.
With OnGuard, you can rest assured that your loved ones are shielded, supported, and never facing scammers alone.